Mutual Funds

We serve you invest in Mutual funds according to your needs and options in the market 

A mutual fund is simply a financial intermediary that allows a group of investors to pool their money together with a predetermined investment objective.As you probably know, mutual funds have become extremely popular over the last 20 years. What was once just another obscure financial instrument is now a part of our daily lives. In fact, to many people, investing means buying mutual funds. After all, it’s common knowledge that investing in mutual funds is (or at least should be) better than simply letting your cash waste away with very poor returns in a savings account or Fixed deposits.

Advantages of Mutual Fund

Professional Management: A mutual fund is a relatively inexpensive way for a small investor to get a full-time manager to make and monitor investments.

Diversification: By owning shares in a mutual fund instead of owning individual stocks or bonds, your risk is spread out. 

Economies of Scale: Because a mutual fund buys and sells large amounts of securities at a time, its transaction costs are lower than you as an individual would pay. 

 Liquidity: Just like an individual stock, a mutual fund allows you to request that your shares be converted into cash at any time. 

Simplicity: Buying a mutual fund is easy! Most Companies have their own line of mutual funds, and the minimum investment is small.

Creating Wealth through Mutual Funds : 

what is wealth creation? In the simplest sense – a desire to be rich, a desire to have control over the aspects that effect our financial life, a desire to command respect with the control, our money path and having more than sufficient funds to cater all are needs in future. Through mutual funds we can create wealth and also forgo the market risk factor by a technique called averaging which can be achieved through Systematic Investment plan (SIP) and Systematic Transfer Plan (STP).

Types of Mutual funds :

Money Market Funds : These funds invest in short-term fixed income securities such as government bonds, treasury bills, bankers’ acceptances, commercial paper and certificates of deposit.

Fixed Income Funds: These funds buy investments that pay a fixed rate of return like government bonds, investment-grade corporate bonds and high-yield Corporate Bonds.

Equity Funds: These funds invest in stocks. These funds aim to grow faster than money market or fixed income funds, so there is usually a higher risk that you could lose money. You can choose from different types of equity funds including those that specialize in growth stocks (which don’t usually pay dividends), income funds (which hold stocks that pay large dividends), value stocks, large-cap stocks, mid-cap stocks, small-cap stocks, or combinations of these.

Balanced Funds: These funds invest in a mix of equities and fixed income securities.

Index funds : These funds aim to track the performance of a specific index 

Specality Funds : These funds focus on specialized mandates such as real estate, commodities or socially responsible investing.

Fund of Funds : These funds invest in other funds. Similar to balanced funds, they try to make asset allocation and diversification easier for the investor. The MER for fund-of-funds tend to be higher than stand-alone mutual funds.